The Most Trusted Public Adjuster in Central Illinois
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Our Expert Services
JOIN HUNDREdS OF HAPPY CUSTOMERS
Cody has been such a lifesaver through our insurance claim process. He has truly gone to bat for us with our insurance company to ensure they are covering the damage to our home from an act of God. He has been our advocate when I thought we were just going to have to pay out of pocket. His knowledge of the insurance process but also his experience with construction and contracting makes him perfect as a public adjuster!! Not to mention he’s beyond easy to talk to and has very effective communication and transparency!!
SALLY S.
Storm Damage Customer
It's As Simple As
1, 2, 3...
At Legacy Claims, we make the insurance claim process straightforward and stress-free. From the first call to the final settlement, our 3-step approach ensures you have an expert fighting for you every step of the way...so you can move forward with confidence while we handle the rest. We also offer a Free Claim Review if you believe an existing claim was underpaid or denied.
Schedule Your Inspection
By contacting Legacy Claims first, you get an advocate on your side immediately. We’ll assess your situation, explain your options, and put a strategy in motion
We File Your Claim
We manage the entire process from start to finish: inspection, documentation, negotiation, and communication. You can focus on getting life back to normal while we fight for what’s fair.
You Get Paid, Stress-Free
Our expertise ensures nothing is left off the table, from hidden damages to overlooked expenses, so you receive the maximum settlement to properly restore your property.
Settlement Secured,
Stress Eliminated...
Frequently Asked Questions
What does a public adjuster do?
A public adjuster represents you, not the insurance company. We handle every part of your insurance claim, from inspecting and documenting damages to negotiating with the insurance company, ensuring you get the maximum settlement you deserve.
Why shouldn’t I just work directly with my insurance company?
Insurance companies have adjusters who work to minimize their payouts. Without an advocate on your side, you risk being underpaid or denied for damages. Legacy Claims levels the playing field by protecting your interests and making sure nothing is overlooked.
How does Legacy Claims get paid?
We work on a contingency basis, meaning we only get paid when you do. Our fee is a percentage of the settlement we secure for you, so there are no upfront costs or hidden fees.
What types of claims can you help with?
We handle residential and commercial property claims including storm damage, water damage, fire damage, vandalism, and more. Whether your property has minor or major damage, we ensure your claim is fully documented and fairly settled.
What if my claim has already been denied or underpaid?
It’s not too late. We can reopen denied or underpaid claims and fight to recover additional compensation. Many policyholders don’t realize they’re entitled to much more than the insurance company initially offers.
How long does the claims process take?
The timeline varies depending on the complexity of your claim and how cooperative the insurance company is. Some claims resolve in weeks, while others take longer. Our job is to move the process forward efficiently while keeping you updated at every step.
